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D&D Consulting — Strategy · AI · Authentication · Payments





Strategy meets
innovation.

Navigating the future of payments, AI, and digital trust with senior advisory that delivers clarity and results.

Strategy Artificial Intelligence Authentication Payments

Our Expertise

We bring decades of C-level consulting experience across four interconnected domains shaping the digital economy.

Strategy

Crafting market entry, growth, and transformation strategies for financial services, fintechs, and technology companies navigating complex regulatory and competitive landscapes.

Market positioning M&A advisory Business model design

Artificial Intelligence

Helping organizations harness AI responsibly — from strategic roadmaps and use-case identification to governance frameworks and deployment oversight aligned with EU AI Act requirements.

AI strategy Governance Responsible deployment

Authentication

Designing robust digital identity and authentication strategies — spanning strong customer authentication (SCA), biometrics, passkeys, and eIDAS compliance for seamless, secure user experiences.

Digital identity SCA & biometrics eIDAS / regulation

Payments

End-to-end advisory on payment ecosystems — from scheme strategy and issuer/acquirer economics to instant payments, open banking (PSD2/PSD3), and cross-border settlement optimization.

Payment schemes Open banking Instant & cross-border

Advisory built on experience

D&D Consulting brings senior-level expertise to organizations at the intersection of strategy, technology, and regulation. We advise boards, C-suites, and investors on the decisions that shape digital commerce and trust.

Our approach combines deep domain knowledge with pragmatic execution — no slide decks without substance. Every engagement is designed to deliver measurable outcomes.

20+
Years experience

4
Core domains

EU
Reach

Precision
Targeted recommendations grounded in market reality

Partnership
We work alongside your teams, not above them

Independence
Vendor-neutral advice aligned only with your interests

Points of View

Perspectives on the forces reshaping digital trust and commerce.

AI Coming soon

The EU AI Act: What It Means for Financial Services

An analysis of compliance requirements and strategic implications for banks, insurers, and payment providers.

Authentication Coming soon

Passkeys vs. Passwords: The Authentication Inflection Point

Why FIDO2 passkeys represent the most significant shift in digital identity since two-factor authentication.

Payments Coming soon

PSD3 and the Future of European Payments

How the next Payment Services Directive will reshape open banking, instant payments, and fraud prevention across the EU.

New articles published regularly. Stay tuned.

Let’s start a conversation

Whether you’re exploring a strategic initiative or facing a specific challenge, we’d welcome the opportunity to discuss how D&D can help.

contact@dndc.fr

www.dndc.fr

D&D Consulting